It is a fact and even the statistics are proof to this that not every citizen owns a house. In fact maximum people live as tenants. Not because they don't want their own house but because their low income makes it impossible for them to get a house. Now as a tenant it becomes even more difficult to live if they get unemployed. Well unemployment in general is a very horrible phase but living as tenants it just increases tensions and worries. Being unemployed, you still need to worry about the monthly bills, maybe rent of your house and feeding the entire family.
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Lenders never entertained the unemployed tenants in the past. They felt it was high risk if they were given loans. But now even lenders have relaxed their rules and are ready to give loans for unemployed tenants. This is an unsecured type of loan, as you cannot provide a security for the loan. The interest rates are kept very high for this loan to reduce the risk factor involved. You being unemployed try and negotiate with the lender on the repayment period issue. As you are not very sure that you would get a job in a month's time its best to get the flexible repayment issued. So that you can pay whenever you start earning or as and when some income flows your way. With fixed repayments you would be in a fix.
These loans can be for personal reasons and the lender is not much bothered with the reasons. You just need to fill out an application form online and submit the documents to get this loan. Before applying for this loan, make sure you collect enough details to make the lender sound authentic. You should also try and negotiate with the interest rates if possible and make sure you know about your repayment pattern.
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